Wednesday, November 13, 2013

Oh. My. Goodness!!


The first hard freeze came last night... so did the freeze on our moving process...

Over three weeks into a contract on the sale of this house (and a week into a contract on the purchase of another)...

Past the Option Period...

Past the Inspection...

Past the Appraisal...

After agreeing to a week earlier closing date..

After half of our things moved out into one of the Old Girls...

Boxes everywhere...


We get the phone call from our realtor that the buyers have been denied their loan... in spite of the pre-qualifying letter we had been given.

We are stunned.  The domino effect has impacted:  us... the people who own the home we now have a contract on... the owners of the home they were going to buy... all the ancillary folks to those transactions...  and all the workers lined up to begin the makeover of the new home in two weeks...  I'm still simply stunned that anyone could get this far into a transaction before they would know they could not get the loan.

Yesterday morning, I drove by the prospective new home... and it was the first glimmer of excitement I had felt over this move.  I felt the familiar old stirring of imagination and anticipation of what this property can become... I felt appreciation of an opportunity to make it beautiful again... Of the little spot it sits overlooking a small lake... 

I felt the door firmly closing to our lives in Tallulah and to the dreams she held... gratitude and peace for leaving her better than we had found her... Readiness to step into the next chapter...

There is a hope I have...  for a couple... who looked too late (after this house was under contract) and I could hear the love in their voices (my greatest hope for the next caretakers of this wonderful Oldest Girl)... I'm prayerfully hoping this could work out for them... but, who knows?

What a roller coaster ride...

For this morning, I'm taking a pause... taking a breath... stepping back...

Trying not to think about the fact that this house is upside down and way far off from being "ready to show" and getting it back on the market... Just not to think about any of it for a few hours...

I so deeply appreciate each of your thoughts and prayers in this time... This community of wonderful, inspiring, encouraging, supportive women never ceases to amaze me and lift my spirits.  I treasure each kind thought and word you have taken the time to share.  A heartfelt thank you... and blessings to all ~ tanna

40 comments:

TexWisGirl said...

oh, i am so sorry!! just when you were starting to move forward in your heart and mind. i do hope the right owner will come forward to claim your beauty as their own!

Tricia Buice said...

Oh my Tanna - I hate this for you. After spending 8 years as a former Real Estate Broker, I know these things are awful. It will all work out but not without a painful scramble to get-er-done. Best wishes and absolutely praying for you!

karen said...

I was just thinking of you this morning wondering how you were and what was new. I love to buy houses (seriously) and I hate to sell houses. The stress of selling a house in just awful and until the papers are signed-anything can happen. I hope you find a solution super quick!!

From the Kitchen said...

I'm so sorry to hear this Tanna! It is my biggest fear.
We have decided that we won't take an offer on our home unless the buyers are pre-approved which is different from pre-qualified. All pre-qualified means is that the finances have been looked at not checked out. Pre-approved means that the mortgage company hands the buyers a letter stating they WILL give them a loan in that amount. I learned this as a realtor. I hope it all works out for you--and soon!

Best,
Bonnie

Annette T. said...

Something tells me it's all going to come together and you will move to that house on the lake despite the set back right now!

Betsy Brock said...

I do hope it all works out!

the glimmer of hope...oh, I was so encouraged to read that! Yes, the excitement of a new place and putting your stamp on it is a wonderful thing!

Deb said...

oh Tanna...so sorry to hear this...what an emotional roller coaster...will keep you in my prayers...

Nita Stacy said...

I hope the backup couple works out. Funny to hear disappointment in your voice after you were so sad to leave. I'm glad to hear that you are now exited about the new house. Once you move...you'll have lots to blog about for sure. I'll be hoping for the best for you.

Stitchy Mc Floss said...

Keeping you in my prayers sweet friend. :)

Sandy said...

I believe it WILL all work out, Tanna! I pray the other couple will be able to purchase your home and that you and your hubby will be able to get back on track and into your new home quickly and without further delays.
Love you!

Kim @ Savvy Southern Style said...

Oh, no! So sorry that you are having to go through this. I sure hope you can find a new buyer quickly.

Susan said...

Oh Tanna, my heart is breaking for you. I pray that something will work out and will be even better than the original plan. We must have faith. Buying and selling a home is so stressful. You are in my thoughts and so glad you checked in. We are here if you need to vent. You know that. The blogger friends are the very, very best.

Donna said...

oh.my.heck. I can not even really imagine where you are right now...so frustrating and scary...but God showed you new joy at the new house, so I am believing that all will be well.
Love to you and big hugs!
d.

Deborah Hamilton said...

Oh my goodness is right! You poor thing. I know this is a major setback and you are all stressed out. Just take a deep breath and try to relax. It happened for a reason and the outcome will be even better than you expected. Just have faith.

Kerin said...

My sweet friend,
How disappointing! Aggravating too!!
Guess I missed the process and posts that you were selling your home, and moving. Now, I need to get caught up.
Hopefully, the backup offer will pan out, and you will once again be in forward motion on the sale of your house.

We have our house on the market also, and to say the least, this has been the hardest sell we've ever experienced. I have come to the conclusion, that we need to leave the entire thing in the Lord's hands, as only He knows the big picture.

My heart-felt hope for you, is that you will be able to make your wishes and dreams come true, and the next chapter will be just the one that you are looking forward to.

Sorry, if I'm not expressing myself very well... but, I really hope that everything works out for you guys, the way it is meant to be.

{{hugs and good wishes}}
K.

Lauri said...

Wow, what a roller coaster! I have no doubt you'll be able to look back and see God's master plan in it all. Good luck and hang in there!

Judy S. said...

Yikes! So sorry to hear about that and am sure hoping all works out for the best. Hang in there, Tanna.

kathy b said...

Oh Goodness. Not the first time this has happened but tragic whenever it does. +Moving is disruptive enough. Im so sorry Tanna. Peace, prayers and positive thoughts your way. That home is so lovely it will be gone in a flash...
stay sane. We are here for you

Laura at Beehive Rugs said...

Unbelievable, I'm so sorry. That so stinks.

Cheryl @ TFD said...

Omigosh! I'm sorry to hear all this is happening. But, I tend to think things happen for a reason. So maybe the other couple who loved your house will get it after all! You will be in my prayers that all goes smoothly and everything will work out for the best in the end!
Hugs, Cheryl

Christine said...

Heart pounding, tears in my eyes, I feel your pain.
To be able to go home, especially one as beautiful as Tallulah, would be a thrill.
Now, to have the game changed while half way in the move is not fair.
Hard enough to move, let alone have the good-bye linger.
Please know that prayers are being said!
Take care of yourself!!

Margaret Adamson said...

Hi Tanna. Yes an awe awful thing to happen but my response would be the same as Deborah and Cheryl and I think Fron the kitchen had a good suggestion also. Place it all on the Lords, hands, I am sure you want His will for your lives, He will guide you in the right direction.

Margaret Adamson said...

Hi Tanna. Yes an awe awful thing to happen but my response would be the same as Deborah and Cheryl and I think Fron the kitchen had a good suggestion also. Place it all on the Lords, hands, I am sure you want His will for your lives, He will guide you in the right direction.

sweetvintageofmine said...

A setback yes, but I believe a buyer will come forth...ASAP!! I am surprised the realtor didn't explain the difference Pre-qualified and Pre-approved? It will work out....one way or the other! God is in Control! Blessings~~~Roxie

Janette's Sage/Simply Your Decor said...

Oh my...I have been there and that isn't fun! I was just talking about your house yesterday, and sent your link to my boys. I told my sons..this is what your mother wants!
If so many see the charm, which they do, it won't be long before it is sold, or God resurrects the buyer.
Hang in there....so sorry! Yet, so glad God is giving you a vision for your new journey.

Shug said...

Oh Tanna......what a disappointment, I know. Listen girl....God is right there in the middle of this with you and HE will see you through this ordeal. Even though we are not able to see what it is that God is doing.....we must Trust that HE has every single detail of this process taken care of and HE is the one that holds our future! HE is working things out for your GOOD! Thinking of you and praying sweet Blessings for you!
shug

Nancy said...

Tanna, I stumbled across your blog and just had to leave a note. We are in the early stages of similar house decisions...oh, it's hard! I get it!! My dad helped build our place, so now that he's gone I am so emotionally attached it's crazy. Like you, I love every corner and memory. Hugs to you. Nancy =)

steph said...

noooooooooo! oh, fingers crossed for those other folks...they did see it when it was in 'showing mode'...they'll remember it minus the boxes (especially since they loved it!!). Oh, prayers coming your way.

Tammy@T's Daily Treasures said...

So sorry to hear this, Tanna. Awful for the people who thought they would get the loan for the home. I just don't know about financial institutions these days, along with insurance companies and hospitals and politicians. Without doubt, this will work out. Have faith. Hugs, Tammy

Betty@SouthernGrace said...

Oh MY! But WE know that "all things work together for good......" don't we? We will trust and wait, the 2 hardest things to do in life. You are in my prayers. trust, wait, pray, repeat....

Mereknits said...

Oh no what a mess! You are in my thoughts and prayers for the best to work out for all concerned.
Hugs,
Meredith

Wanda said...

Oh, so sorry, but that glimmer of hope....hope is such a comforting word. Know God has a plan in all of this. Sending love and hugs.

podso said...

I'm sorry you have this blip on your big adventure! Hope is a wonderful thing and I hope that young couple is found .. imagine their delight if it should work out for them. That would be a wonderful story.
So glad you are getting those twinges of excitement about a new project and new home.

Catherine Holman said...

God must have a better plan for the sale of your home and you are in my prayers. Hugs!

Vicki Boster said...

Are you kidding me????? That should never have happened. Chin up-- all things happen for a reason. I hope your special couple gets the house--
Vicki

Rose said...

Oh my! God really does work in strange ways. Somehow this will all work out for the betterment of all. I can imagine how chaotic this is for you, but how sad and disappointed must the couple be who has been denied their loan. Praying their realtor can help them resold the issue with another institution. If it's meant to be the dominos will realign.

God bless!

Marie said...

Tanna,
I am sorry that you have had a hiccup in your plans. You have a great attitude and it is all going to be okay. I loved the Brick Street Bungalow but I know wherever you live, it will be beautiful. You have such a loving spirit and it shows in all you do. I look forward to watching your new house become a Home.
Love,
Marie

Catherine said...

Dear Tanna, You sound wonderful and in the good spirit for a new adventure. I like the attitude take. It is an attitude that I often rely on, I refer to it as "borrowed" from Scarlet O'Hara, "I will worry about it tomorrow". Sometimes, the Dear Lord takes matters from our hands and we simply must trust in what will be.

Blessings dear and hugs, Catherine xo

Cindy said...

I'm so sorry to hear that this has happened, but I hope and pray that the other couple will buy it. Your house is very beautiful, someone who will love it the way you have needs to buy it.
Big hugs, Cindy
PS It would be really nice if you would show more photos of your gorgeous home on your blog. I always enjoy your posts, but I had no idea your decorating skills are what they are. Your house is very beautiful!

Bonnie said...

Oh, my goodness! Bless your heart!!!! I can't image the roller coaster ride you have been on.

You will be in my prayers for sure.I can't image having the strength to write this post.

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Numbers 6:24-26

The Lord bless you and keep you;
the Lord make his face shine upon you and be gracious to you;
the Lord turn his face toward you and give you peace.